You need car insurance when you buy a car vehicle. Car insurance covers your vehicle, be it a motorcycle, a car or a lorry, in case of accidents or theft. There are common types of car insurance available: third party; third party, fire and theft; and comprehensive cover. The level of your coverage dictates what you can claim if your vehicle sustains loss or damages.
When it comes to buying a policy, always :
Make sure the amount covered in your car insurance certificate reflects the market value of your vehicle and not any other value to avoid over-insurance or under-insurance. You may check the market value of your vehicle from http://www.mycarinfo.com.my/