FIRE - HOUSEOWNERS - HOUSEHOLDERS

Home insurance, or Houseowner / Householder Insurance as it is known, is one of the most important insurance policies you can buy in your adult life. Your home is one of the largest financial investment you've made, and that's why it's so important to protect it.




TYPE OF POLICIES


HOW MUCH SHOULD I COVER

When you're buying insurance for your property, always make sure that your property is adequately insured at all times, taking into account renovations and enhancements made to your property. If you wish to have a comprehensive cover for your house as well as the contents, you should buy a houseowner policy as well as a householder policy.

STRATA TITLED PROPERTIES

If you own a strata-titled property, e.g. an apartment, the company managing your apartment building (management corporation) is required to take up insurance under a master policy. Ensure that you get a copy of your individual certificate of insurance for your property to check the coverage taken up under the master policy by the management corporation

HOW DO I MAKE A CLAIM

If something happens to your home that is covered by your policy, submit your claim with all supporting information and documents to your insurance company. You should also cooperate fully with the adjuster or investigators appointed by your insurance company to assess your claim.

For more information, you can download our booklet on home insurance.