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What are the items covered in Home Contents Insurance?

This product specially designed to indemnity you against loss or damage to your household goods and personal effect.

What is the different between theft cover and full theft cover?

Theft cover is referred to forcible sign case and this is included in standard Home Content Insurance. Full Theft referred to non-forcible entry to your property premises.

Must I declare all my household contents to be insured?

Not compulsory, but you need to declare during the claim process. You are also advisable to keep receipts of items insured, for claims purpose.

How do I complete a home inventory?

A few home inventory organization tips:

  • Remember to list big-ticket items like jewellery, artwork and collectibles.
  • Take pictures of rooms and important individual items.
  • Videotape your home by walking through it and describing the contents throughout the house.
  • Save an inventory list on your personal computer and store it on a separate disk or drive.
  • Snap all item pictures (best with original receipts), lists and videotape documentation in a safe deposit box.

What are the difference between Houseowners and Householder Insurance?

Houseowners insurance provides additional coverage for the building only. It includes loss or damage due to flood, bursting or overflowing of water tanks or pipes, theft, windstorm, earthquake, etc. However, Householder Insurance to cover your household goods and personal effects as well as coverage for the insured.

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